Terms & Conditions
Aussie 2021 Spring Sales Competition ("Conditions of Entry")

Promotion:

Aussie 2021 Spring Sales Competition

Promoter:

AHL Investments Pty Ltd ABN 27 105 265 861, L28, 225 George Street, The Rocks, NSW 2000, Australia. Ph: 131 333

Entry Periods:

Eligible entrants:

Entry is only open to Australian residents who are 18 years and over and have been allocated a Broker ID by Aussie (this includes mobile brokers, franchisees and store brokers) and continue to hold a valid Aussie Broker ID at the time prizes are awarded.

Entrants with a valid Broker ID be allocated into 1 of 10 teams at the start of the Entry Period, as determined by the entrant’s sales region and announced at the commencement of the Promotion via email (each a “Team”).

The Promoter will review an entrant’s compliance to Aussie Responsible Lending Policy and other policies, including results of Sales Compliance file reviews. Where minimum requirements are not met, this may at the Promoter’s discretion result in disqualification from this Promotion. Prize winners must meet all requirements under their agreements with Aussie at the time of claiming their prize. Prizes will only be awarded where compliance requirements have been met. Compliance Eligibility will be assessed at the end of each Entry Period.

How to Enter:

Teams will compete to achieve the greatest percentage (%) uplift in Needs Analysis Worksheets (NAWs) commenced within an Entry Period. The team that achieves the greatest uplift in NAWs commenced in an Entry Period will be the winning team for the Entry Period. Uplift in NAWs commenced will be determined by comparing the number of NAWs commenced by the team within the Entry Period to the teams average weekly number of NAWs commenced during the period 1 July 2021 - 31 August 2021. In the event that two (2) or more teams are tied for the greatest percentage uplift in NAWs commenced in an Entry Period, the winning team will be determined by the highest average number of NAWs commenced per team member in the Entry Period. NAWs commenced will include NAWs that are in ‘Unlocked’, ‘Completed’ or ‘Cancelled’ status. Only one NAW commenced will be counted per opportunity number within the Competition Period.

To enter into the draw for an Entry Period:

• the entrant must be part of the ‘winning team’ (determined in accordance with the above) for the Entry Period; AND
• complete one (1) or more of the following during the same Entry Period:
  • NAW commenced with an existing customer in the Entry Period i.e. the 'Opportunity Source' must be equal to 'Existing Customer' (1 draw entry awarded each time); or
  • Receiving an NPS score of 10 in the Post-Appointment survey within the Entry Period (2 draw entries awarded each time); or
  • NAW commenced with a new to Aussie customer in the Entry Period i.e. the 'Opportunity Source' must not be equal to 'Existing Customer' (3 draw entries awarded each time).

Entries permitted:

Entrants may enter multiple times, see How to Enter section above for details.

Maximum of one (1) prize permitted per person.

Total Prize Pool:

up to AUD $88,000.00

Prize Details:

Winner notification:

The winners will be contacted by email within two (2) days of the draw. The winners will be published in The Australian on 29/10/21.

Unclaimed Prizes:

Prizes must be claimed by 23/11/21 at 09:00 am AEDT. In the event of an unclaimed prize, the prize will be redrawn on 24/11/21 at 09:00 am AEDT at Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000. The winners of the redraw will be notified by email within two (2) days of the redraw. The winners will be notified publicly (and their details published) in The Australian on 01/12/21.

Further Conditions:

1. The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
2. Entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.
3. Valid and eligible entries will only be accepted during Entry Period 1, Entry Period 2, Entry Period 3 and Entry Period 4.
4. Employees (and their immediate family members) of agencies/companies directly associated with the conduct of this Promotion, the Promoter, businesses involved in determination of winner/s for the Promotion, businesses involved in the management of the Promotion, any organisation benefiting from the Promotion, the Promoter’s distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter. "Immediate family member" means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
5. Draws:
   1. The draws will take place at Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000 at 09:00 am AEDT on the dates outlined in Annexure A below by computerised random selection. One (1) draw will take place for each Entry Period. Non-winning entries in each draw will NOT be entered into any subsequent draw/s.
   2. The first ten (10) valid entries drawn in each draw will be the winners of the prizes specified in the Schedule above for that draw.
   3. The Promoter may draw reserve winners in case of ineligible or invalid entries.
   4. If a draw is scheduled on the weekend or a public holiday, the draw will be conducted at the same time and location on the following business day. The Promoter will ensure each draw is open for public scrutiny and anyone may witness the draw on request. The winner of a drawn prize is determined by chance.
6. All reasonable attempts will be made to contact each winner.
7. If any winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the Promoter, or is unavailable, they forfeit the prize and the Promoter is not obliged to substitute the prize.
8. No part of a prize is exchangeable, redeemable for cash or any other prize or transferable, unless otherwise specified in writing by the Promoter.
9. If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the prize) to a prize of equal or greater value and specification, subject to any written directions of a regulatory authority.
10. No entry fee is charged by the Promoter to enter the Promotion.
11. Each prize will be awarded to the person named in the entry and any entry that is made on behalf of an entrant or by a third party will be invalid. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.
12. Entrants' personal information will be collected by the Promoter. Personal information will be stored on the Promoter's database. The Promoter may use this information for future marketing purposes regarding its products, including contacting the entrant electronically. The Promoter is bound by the Australian Privacy Principles in accordance with the Privacy Act 1988 (Cth) and its privacy policy which is located at https://www.aussie.com.au/privacy.html. The Promoter's privacy policy contains information about how the entrant may access, update and seek correction of the personal information the Promoter holds about them and how the entrant may complain about any potential breach by the Promoter of the Australian Privacy Principles or any other Australian privacy laws and how such complaints will be dealt with. The Promoter collects personal information about entrants to enable them to participate in this Promotion and may disclose the entrants' personal information to third parties including its contractors and agents, prize suppliers and service providers to assist in conducting this Promotion and to the State and Territory lottery departments as required under the relevant lottery legislation. If the entrant does not provide their personal information as requested, they may be ineligible to enter or claim a prize in the Promotion. Personal information collected from entrants will not be disclosed to any entity located outside of Australia.
13. For the purposes of public statements and advertisements, the Promoter may only publish the winner's surname, initial and State/Territory or postcode of residence.
14. It is a condition of accepting the prize that a winner may be required to sign a legal release as determined by the Promoter in its absolute discretion, prior to receiving a prize.
15. If a prize is provided to the Promoter by a third party, the prize is subject to the terms and conditions of the third party prize supplier and the provision of the prize is the sole responsibility of the third party and not the Promoter. The terms and conditions which apply to the prize at the time it is issued to the winner will prevail over these Conditions of Entry, to the extent of any inconsistency. The Promoter accepts no responsibility or liability for any delay or failure by the third party to deliver the prize, any delay or failure relating to the prize itself or failure by the third party to meet any of its obligations in these Conditions of Entry or otherwise.
16. Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).
17. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
18. The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). In the event that a winner cannot provide suitable proof as required by the Promoter to validate their entry, the winner will forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will at the Promoter's discretion be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
19. The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. In the event that there is a dispute concerning the conduct of the Promotion or claiming a prize, the Promoter will resolve the dispute in direct consultation with the entrant. If the dispute cannot be resolved the Promoter’s decision will be final.
20. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
21. The entrant will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the Promoter may use any such marketing and editorial material without further reference or compensation to them.
22. The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial advice in regards to the tax implications relating to the prize or acceptance of the prize.
23. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
24. Authorised under: ACT Permit No. TP21/01572.1, NSW Authority No. TP/01316 and SA Permit No. T21/1432.

Annexure A: