Terms & Conditions
VFF Conference WFI Competition ("Conditions of Entry")

Promotion

VFF Conference WFI Competition

Promoter

Insurance Australia Group Limited ABN 60 090 739 923, 181 William Street, Melbourne, VIC 3000, Australia. Ph: 02 9292 9222

Promotional Period

Start date: 24/07/23 at 08:00 am AEST

End date: 12:00 pm AEST on 25/07/23 (for entry at the WFI Insurance Stand) & 11.59pm AEST on 22/08/23 (for obtaining a quote)

Entry Periods

Eligible entrants

Entry is only open to Australian residents who are 18 years and over.

How to Enter

To enter the Promotion, the entrant must complete the following steps during an Entry Period:

• visit the WFI Insurance Stand located at the Victorian Farmers Federation (VFF) conference, Melbourne Cricket Ground, VIC and obtain an entry form for the Promotion;
• visit the WFI Insurance Stand located at the Victorian Farmers Federation (VFF) conference, Melbourne Cricket Ground, VIC and obtain an entry form for the Promotion;
• complete the entry form for the Promotion with their personal details (first name, last name, email address, phone number and mobile number) and provide answers to the following questions:
  1. Are you a current VFF Member?;
  2. (optional) VFF Member number (if known);
  3. Do you consent to be contacted by the VFF for the purpose of validating membership?;
  4. Do you consent to being referred to WFI for an obligation free quote?;
  5. Which products would you like to be quoted on?; and
  6. Who did you speak with at the stand?
• complete the form by including their signature and then submit it in the entry box on the WFI Insurance Stand.

Upon completion of the above steps, the entrant will receive one (1) entry into the Minor Draw. Entrants will then receive an SMS to confirm their consent to being contacted by WFI about obtaining a quote. The entrants who respond ‘YES’ to the SMS will then be contacted by WFI to reconfirm their consent prior to discussing the quote and once they respond ‘YES’ again, WFI will then provide the quote. Entrants must obtain a quote from WFI for WFI Insurance on or before 11.59pm AEST on 22/08/23 to receive one (1) entry into the Major Draw.

Entrants have the option to opt-out from receiving calls from WFI at any time by calling 1300 934 934.

Entries permitted

Limit of one (1) Major Prize Draw entry per person throughout the entire Promotion. Limit one (1) Minor Draw entry per person for each Entry Period. Limit one (1) entry from submission per person each day. The entrant is eligible to win a maximum of one (1) Minor Prize (excludes SA residents). By completing the entry method, the entrant will receive one (1) entry.

Total Prize Pool

AUD $1,700.00

Prize Details

Prize Conditions

Any ancillary costs associated with redeeming the gift card are not included. Any unused balance of the gift card will not be awarded as cash. Redemption of the gift card is subject to any terms and conditions of the issuer including those specified on the gift card.

Winner notification

The winners will be contacted by using the contact details on file with the Promoter, including in writing, within seven (7) days of the corresponding draw. The Major Prize winner will be published at wfi.com.au by 30/08/23.

Unclaimed Prizes

The Minor Prizes must be claimed by 26/09/23 at 05:00 pm AEST. In the event of an unclaimed Minor Prize, the prize will be redrawn on 27/09/23 at 05:00 pm AEST at Insurance Australia Group Limited, 181 William Street, Melbourne, VIC 3000, Australia.

The Major Prize must be claimed by 24/10/23 at 05:00 pm AEDT. In the event of an unclaimed Major Prize, the prize will be redrawn on 25/10/23 at 05:00 pm AEDT at Insurance Australia Group Limited, 181 William Street, Melbourne, VIC 3000, Australia.

The winners of the redraw will be notified by using the contact details on file with the Promoter, including in writing, within seven (7) days of the corresponding redraw date. The Major Prize winner will be notified publicly (and their details published) at wfi.com.au by 23/11/23.

If there are no prize winner/s or winner/s for this Promotion cannot be found, this information will be published at on WFI’s Website at wfi.com.au.

Further Conditions

1. The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
2. The Promotion commences on the Start Date and ends on the End Date ("Promotional Period"). Entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.
3. Valid and eligible entries will only be accepted during an Entry Period.
4. Employees (and their immediate family members) of agencies/companies directly associated with the conduct of this Promotion, the Promoter, businesses involved in determination of winner/s for the Promotion, businesses involved in the management of the Promotion, any organisation benefiting from the Promotion, the Promoter’s distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter. "Immediate family member" means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
5. Draws:
   1. Minor Draws: The draws will take place at the Victorian Farmers Federation (VFF) conference, WFI Insurance Stand, Melbourne Cricket Ground, Brunton Avenue, Richmond VIC 3002, Australia on the dates and time outlined in Annexure A below using barrel draw. Entries open and close for each Minor Draw on the dates/times specified in Annexure A below. Non-winning entries in Minor Draw 1 will not be entered into Minor Draw 2.
      1. The first valid entry drawn in each Minor Draw will each win the Minor Prize specified in the Schedule below.
   2. Major Draw: The Major Draw will take place at WFI Insurance, 189 Grey Street, South Brisbane QLD 4101, Australia at 08:30 am AEST on 23/08/23 using barrel draw.
      1. The first valid entry drawn will be the winner of the Major Prize specified in the Schedule above.
   3. The draw conductor may draw additional reserve entries in case an invalid entry or entrant is drawn.
   4. If a draw is scheduled on the weekend or a public holiday, the draw will be conducted at the same time and location on the following business day. The Promoter will ensure each draw is open for public scrutiny and anyone may witness the draw on request. The winner of a drawn prize is determined by chance.
6. All reasonable attempts will be made to contact each winner.
7. If any winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the Promoter, or is unavailable, they forfeit the prize and the Promoter is not obliged to substitute the prize.
8. The value of the prizes is accurate and based upon the recommended retail value of the prizes (inclusive of GST) at the date of printing. The Promoter accepts no responsibility for any variation in the value of the prizes after that date.
9. No part of a prize is exchangeable, redeemable for cash or any other prize or transferable, unless otherwise specified in writing by the Promoter.
10. If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the prize) to a prize of equal or greater value and specification.
11. No entry fee is charged by the Promoter to enter the Promotion.
12. Each prize will be awarded to the person named in the entry and any entry that is made on behalf of an entrant or by a third party will be invalid. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.
13. Entrants' personal information will be collected by the Promoter and Victorian Farmers Federation. Personal information will be stored on the Promoter's and Victorian Farmers Federation's databases. Victorian Farmers Federation and the Promoter may use this information for future marketing purposes regarding its products, including contacting the entrant electronically. The Promoter is bound by the Australian Privacy Principles in accordance with the Privacy Act 1988 (Cth) and its privacy policy which is located at http://www.iag.com.au/privacy-.... Victorian Farmers Federation's privacy policy can be found at https://www.vff.org.au/privacy.... The Promoter's privacy policy contains information about how the entrant may access, update and seek correction of the personal information the Promoter holds about them and how the entrant may complain about any potential breach by the Promoter of the Australian Privacy Principles or any other Australian privacy laws and how such complaints will be dealt with. The Promoter collects personal information about entrants to enable them to participate in this Promotion and may disclose the entrants' personal information to third parties including its contractors and agents, prize suppliers and service providers to assist in conducting this Promotion. If the entrant does not provide their personal information as requested, they may be ineligible to enter or claim a prize in the Promotion. Personal information collected from entrants will not be disclosed to any entity located outside of Australia.
14. For the purposes of public statements and advertisements, the Promoter may only publish the winner's surname, initial and State/Territory or postcode of residence.
15. The Promoter reserves the right to refuse to allow a winner to take part in any or all aspects of a prize, if the Promoter determines in their absolute discretion, that a winner is not in the physical or mental condition necessary to be able to safely participate in or accept the prize. It is a condition of accepting the prize that a winner may be required to sign a legal release as determined by the Promoter in its absolute discretion, prior to receiving a prize.
16. If a prize is provided to the Promoter by a third party, the prize is subject to the terms and conditions of the third party prize supplier and the provision of the prize is the sole responsibility of the third party and not the Promoter. The terms and conditions which apply to the prize at the time it is issued to the winner will prevail over these Conditions of Entry, to the extent of any inconsistency. The Promoter accepts no responsibility or liability for any delay or failure by the third party to deliver the prize, any delay or failure relating to the prize itself or failure by the third party to meet any of its obligations in these Conditions of Entry or otherwise.
17. Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).
18. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
19. The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). In the event that a winner cannot provide suitable proof as required by the Promoter to validate their entry, the winner will forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will at the Promoter's discretion be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
20. The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. In the event that there is a dispute concerning the conduct of the Promotion or claiming a prize, the Promoter will resolve the dispute in direct consultation with the entrant. If the dispute cannot be resolved the Promoter’s decision will be final.
21. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
22. The entrant will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the Promoter may use any such marketing and editorial material without further reference or compensation to them.
23. Unless otherwise specified, a prize is a single event for the winner (and where relevant their guests) and cannot be separated into separate events or components.
24. The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial advice in regards to the tax implications relating to the prize or acceptance of the prize.
25. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights

Annexure A